Jewelry doesn't generally rank up there with towels and sunscreen on our list of beach-bag essentials—in fact, it's usually something most of us consciously leave behind, thanks to horror stories about losing engagement rings in the oceans and the uncomfortable combo of hot metal and bare skin. After a recent absentminded scroll through Emily Ratajkowski's Instagram feed (don't pretend you don't do it too), however, I suddenly found myself rethinking my entire swimwear philosophy. Not only did oversize earrings and layers of necklaces seem like not-crazy things to wear with a bikini, they actually looked totally reasonable—not to mention super chic.
Whether at a resort in Tuscany, a yacht in Cannes, or a beach in California, the model's jewelry style remains fairly consistent: gold hoops, body chains, pendants, and dainty chokers, all of which accent a tan and complement plunging necklines and salty ocean hair.
As for the practicality aspect, think of it like you would a swimsuit: You're not going to wear a fancy new bandeau bikini for a day of surfing or jumping off cliffs, but for lounging by the pool, why not? Similarly, if you're going to spend an afternoon astride an inflatable swan, there's no harm in throwing on a little bit of bling. (Just watch the tan lines if you opt for a necklace or things could get weird.)
Below, see seven ways Ratajkowski has styled swimsuits with jewelry, and shop pieces inspired by her summer look.
Shop Beach-Friendly Jewelry:
Insects are infinitely cuter when they're hanging around your neck.
This Brooklyn designer's hoops have been known to sell out, so act fast.
Shop one of Ratajkowski's favorite jewelry brands at a price that's more approachable than its diamond wares.
You'll never want to take this off—and you won't have to.
When it comes to hoops, the bigger, the better (within reason, that is).
Proof that pearls don't have to be prim.
Snag this delicate chain while it's on sale.
Pair these with a simple black bikini and let your ears do the talking.
Mango's earring selection is good right now, and these are no exception.
Wear. Instagram. Repeat.
Take the guesswork (and tangled clasps) out of layering with a three-strand necklace.
Wear this with an ultra-low-cut one-piece for maximum heartbreaker effect.