I can't be the only person whose father insists they max out their 401(k) every single time you speak with them. I swear it's the first thing he brings up during our weekly catch-ups. Usually, I'm happy to oblige, but after my morning new-arrivals scroll, I'm not convinced it's the best use of my finances—at least, not this month. Instead, I'd rather invest in my wardrobe, specifically with the 30 finds I just discovered at COS, Mango, and H&M. Sure, I might be a little bit less prepared for retirement in a decade, but I'll have a rich-looking wardrobe, and right now, that's priority number one.
Ahead, discover the 10 pieces from each of the aforementioned retailers that look far more expensive than they are. None cost more than $250, and the only ones that reach that limit are cashmere aka the material most worth splurging on. Before they dare to sell out, scroll down to start picking out your favorites. Trust me. They'll be worth giving up this month's 401(k) allocation for, even if it means getting that disappointed dad look over FaceTime.
H&M
This belted jacket might cost $60, but everyone will estimate its value to be $600+.
Chocolate-brown trousers? Say less.
I'm honestly shocked that these haven't sold out yet.
Just wait until you see the matching pants.
Shop the matching Bootcut Dress Pants ($70).
No one has to know these aren't prescription.
No, you don't need to spend hundreds of dollars to get a suede jacket that looks luxurious.
Your good jeans.
This sporty jacket will look so cool and fashion-forward when paired with an unexpected formal skirt or dress.
These moto boots were calling my name, but I'm not sure my dad will accept this as an excuse.
Mango
The only word that comes to mind is wow.
Mango's jeans are slept on far too often.
These are so elegant. Count me as a fan.
The sheer layer makes this dress feel far more formal and rich than a standard slip.
"Need" is a strong word, but it's the only one appropriate when this anorak is the subject in question.
Of course, I need this drop-waist minidress to wear underneath the above anorak.
Peep-toe shoes are going to be huge in 2025. Just you wait.
I know, I know—I own a lot of sweaters, but this one is different than all of those.
Dress for the tax bracket you want to be in, starting with this seriously pricey-looking coat.
As if anyone needed an excuse to buy this east-west bowling bag, it just went on sale.
COS
I can just imagine wearing this pastel shirt with a bikini in Sicily.
My wallet hates to see a cute pair of in-stock court shoes coming.
This little red purse is too cute to not purchase.
I might not need another pair of straight-leg jeans, but I want them, and that's enough for me today.
Great cashmere is never a bad investment.
World, meet the necklace set to make every one of my boring outfits chic.
I'm in love with the neckline on this wool dress.
The red version of these already sold out. Don't let this gorgeous brown option follow suit.
BRB, I'm busy buying cashmere.
To go with my new fancy cashmere sweater, naturally.
-
I'm Bored With My Closet—These 27 Chic Zara, J.Crew, and COS Finds Have the Power to Turn Things AroundEffortless and rich-looking is the vibe.
-
No Need to Wait Until Black Friday for All the Good Deals—These Under $100 Sale Finds are at Nordstrom Right NowUp to 60% off.
-
My Spring 2026 Wish List, From Chanel Mules to Prada SkirtsEverything worth saving up for, all in one place.
-
These Head-Turning Zara and H&M Pieces Won't Last Until the End of the Month—39 Styles to Get Now or RegretThese look like straight-up designer.
-
You Want a Chic Handbag for Under $500? Say Less—I Love These 35 StylesTo gift or keep for yourself? The choice is yours.
-
Stop Everything—The Row's New Winter Bags Just Arrived, and They're Already Selling OutPlus, there's one Margaux 10 available. Who's gonna get it?
-
I'm a Stylist Who Travels Constantly—This Is All I Want to Wear After a Long TripFirst-class comfort.
-
These Latest H&M New Arrivals Are No Joke: 47 Pieces That'll Get You Compliments and Make Your Haters JealousA category-by-category breakdown of the best new arrivals.
