I'm a Fashion Editor, and I Swear By This 3-Piece Outfit Formula

As I've gotten older, some semblance of a personal style has started to emerge. While I love checking out the latest trends, I've landed on a set of outfit formulas that have served me again and again over the years. There's one in particular that I keep coming back to: a button-down shirt, jeans, and loafers. The combination always seems so effortlessly put-together and expensive-looking. This look is especially reliable on those days when you want something easy and chic.
Since I've been reaching for this three-piece outfit formula repeatedly, I thought I'd browse the best online retail destinations to help you do the same. Soon, you'll have solid closet staples you can mix and match to create endless stylish looks. Ahead, shop items you can use to build the ideal everyday combo for yourself.
Button-Down Shirt
It's really hard to go wrong with a button-down top. Depending on your personal style, there are many types of button-down styles you can rock. From short-sleeve and long-sleeve varieties to crisp white and striped ones, the options are endless.
Jeans
A solid pair of all-American denim jeans will go excellently with any button-down top for the ultimate take on an easy, casual look. Ahead, there are a wide variety of styles, ranging from vintage '90s to wide legs.
Loafers
Top off this simple look with your favorite pair of wear-with-everything loafers. If you need some inspiration, I've found some gorgeous styles that'll do the job.

Chinazor "Chichi" Offor is a Georgia-born, Los Angeles–based associate editor who relocated from Brooklyn, New York, and joined Who What Wear's West Coast office in 2022. At WWW, she utilizes over 10 years of editorial experience to dish out shopping advice to the masses and analyze key pop-cultural moments. Chichi previously worked at Refinery29, where she helped revolutionize the brand’s plus-size and inclusive fashion coverage. In her spare time, she’s keeping up with the latest movie releases, enjoying a relaxing day at the spa, or obsessing over her latest ADHD-fueled hyperfixation (e.g., Jesse McCartney's underrated career, the negative effects of bicoastal intellectual elitism, and Gen Z’s loneliness epidemic). You can find her online @thechichio on Instagram.
-
So You Have an Eye on Everything Designer But Not the Budget—31 Luxe-Looking Finds That Scratch the Itch
Everything is under $150.
-
10 Things to Buy This May That'll Make Getting Dressed Easier
Your monthly shopping list.
-
These 30 Zara Pieces Will Be the Guaranteed Stars of Your Spring and Summer Highlight Reels
Shop them before they sell out.
-
26 Effortlessly Chic Spring and Summer Essentials to Mix and Match From Saks Fifth Avenue
Most are even on major sale.
-
7 Gorgeous Sandal Trends Fashion People Will Be Wearing in 2025
You won't stop staring at your feet.
-
I Took My Tax Refund Straight to COS, Massimo Dutti, and The Row—Here's the Damage
No regrets.
-
True Story: Everyone's Swapping Their Sambas With This Controversial Alt
IYKYK.
-
How to Wear Fashion's Favorite Print (No, It's Not Leopard)
Plaid 101.