It's a Cold-Girl Summer—10 Outfit Ideas for When the Weather Is Less Than Ideal
Is it me, or did summer surreptitiously pass us by? I had big plans for this summer (namely, drinking Fanta Lemon in a bikini and shirt), but it's turned out to be a little more of a wash-out than a heatwave. Yes, there were a couple of weeks of sunshine and killer hayfever at beginning of June, but I hadn't factored a grey July into my plans, and after putting all of my cold-weather clothes into storage I find myself with only two options.
One: stubbornly wearing my summer clothes in the wind (and likely, rain), or two: wearing leather jackets and jeans and invariably sweating my way through a sunny afternoon. So, what exactly does one wear in the middle of an unseasonably cold summer? I'm happy to say that I've done the research and come up with some very handy ideas for us all.
The trick here is in clever layering and balancing the right fabrics. When it's a sunny morning there's nothing wrong with reaching for a pretty summer dress, just be sure to grab a cosy cardigan or heavy-duty jacket that you can carry should you need it. Don't fancy shouldering the extra weight? Swap cotton tops for slightly thicker knits so you can confidently forgo your jacket without having to freeze. It really is that simple.
So, if you're looking for summer outfit ideas that toe the line between cute and cosy, keep scrolling. Here are 10 cold summer outfit ideas that'll have you covered, whatever the weather.
1. LONG-SLEEVED SHIRT + TAILORED LINEN TROUSERS + SANDALS
Style Notes: Don't pack away your linen trousers quite yet—I'm optimistically manifesting a warm August. Until then, wear them with a long-sleeve linen shirt that keeps you warm and lets your skin breathe.
Shop the Look:
2. LOOSE SHIRT + JEANS + SANDALS
Style Notes: It was difficult enough facing the prospect of shelving our jeans for an entire season, but thankfully, now we don't have to! Keep them cool with sandals and an airy shirt and you won't have to worry about overheating on your commute.
Shop the Look:
Denim trends may come and go, but straight-leg jeans are forever.
3. BUTTON-UP SHIRT + KNIT SKIRT + LOAFERS
Style Notes: On those rainier days when you still want to look chic, swap your sandals out for a pair of loafers. A cotton button-up and knit skirt is a perfect mid-weather combo that will wear well with a classic loafer for when those grey skies roll in.
Shop the Look:
4. LONG-SLEEVE SUMMER DRESS
Style Notes: Perhaps it's psychological, but there's something about a long-sleeve dress that feels instantly warmer and it helps that it looks impossibly chic, too.
Shop the Look:
A black bag is a staple, but brown is just as versatile.
5. BLAZER + TANK TOP + LINEN SKIRT
Style Notes: You shouldn't be surprised to see the blazer make a second appearance on this list—it is, after all, the ultimate transitional wardrobe wonder. In this case, I'm taking notes from Karina (pictured above) and wearing mine with light linen and open-toe sandals. As soon as it gets a little cooler, I'll just swap out the tank for a long-sleeved top.
Shop the Look:
The full suit is a 10/10 but you can easily rewear each piece on its own.
6. CASUAL TOP + TAILORED TROUSERS + RAFFIA BAG + SANDALS
Style Notes: The Breton knits we wore throughout autumn have had a summer makeover and gone sleeveless for the season, and they just so happen to look especially good with wide-leg trousers and heels in the office.
Shop the Look:
Team Who What Wear UK agrees—COS' wide-leg trousers are some of the best on the high street.
7. SHIRT + WHITE TEE + MAXI SKIRT
Style Notes: There's no chance of overheating in lightweight layers, and should the day get a little bit breezier, a maxi skirt provides enough coverage that you needn't worry about getting too chilly.
Shop the Look:
8. LONG-SLEEVE T-SHIRT + TAILORED SHORTS + KNITTED JUMPER + LOAFERS
Style Notes: That knitted jumper you bought in winter to wear with jeans is still proving its cost per wear. This will act a perfect throw-on for your tailored shorts and long-sleeved tee combo when it gets chilly, and I love Danielle's elevated take on tailoring (pictured above), especially with long socks and loafers.
Shop the Look:
9. SUMMER DRESS + CARDIGAN
Style Notes: Easy, simple, reliable. All it takes is the addition of a fluffy knit to make your favourite summer dress feel a little more practical.
Shop the Look:
No one will believe where you managed to find such a cute knit.
10. DENIM SHACKET + WHITE TROUSERS
Style Notes: This could quite possibly be the ultimate transitional outfit. The white trousers say "summer" whilst the denim shirt has one foot in autumn, and depending on the weather on any given day, you could keep it on reserve until the evening when you're going to be glad you have a comfy layer to cover bare arms.
Shop the Look:
Remy Farrell is a London-based shopping editor with nearly 10 years of editorial experience covering fashion, beauty and lifestyle. After graduating with a journalism degree and working on the editorial and fashion teams for titles such as Grazia, Elle, Cosmopolitan and British Vogue, she moved into the luxury e-commerce sector, working as fashion assistant at TheOutnet.com styling for the social media channels and helping to develop the collections for the in-house brand Iris & Ink. After expanding an assisting and styling portfolio that includes shooting talent such as Gigi Hadid, Victoria Beckham and Miquita Oliver, she also branched out into beauty, creating tried-and-tested reviews and diverse beauty content.In her role as shopping editor at Who What Wear, Remy is interested in discovering new and exciting brands to share with the Who What Wear readership and particularly loves uncovering hidden gems at affordable prices to make shopping accessible to everyone.Born and raised in Sheffield, Yorkshire, Remy moved to London in 2014 and lives in the Docklands with her partner and pug Billie.
-
Who Needs a Stylist When This New AI Tool Just Dressed Me for Free?
My new virtual BFF.
By Nikki Chwatt
-
Sorry to My Jeans-and–Fancy-Top Combo, But This Two-Part Outfit Looks Way Richer
Casual yet sophisticated.
By Judith Jones
-
4 Anti-Trend Outfits I Spot Every Time I'm in Europe
Classic looks that are always in style.
By Natalie Cantell
-
3 Non-Holiday Ways to Wear Velvet This Winter
You're welcome.
By Eliza Huber
-
Hailey Bieber Just Used the TikTok Styling Hack That Will Actually Go the Distance
I'm going to use it this weekend.
By Nikki Chwatt
-
This Timeless Color Combo Is Defining the Season's Chicest Outfits
Anti-trend but so forward.
By Anna LaPlaca
-
After 15 Years as a Fashion Writer, I Know These Free Style Tweaks Will Make a Big Impact
How to give your wardrobe a new lease on life.
By Emma Spedding
-
These Are the Buzzy Color Trends Everyone Will Wear With Jeans in 2025
Prepare your wardrobe.
By Natalie Cantell