As winter approaches, I’m all about finding stylish, budget-friendly pieces that keep me looking chic without spending half of my paycheck on an item or two. Luckily, retailers like H&M, Zara, and Mango are offering a wealth of options that marry both affordability and fashion-forward design. Whether I’m hunting for a timeless wool coat, a cozy cashmere sweater, or a pair of sleek boots, these stores deliver the kind of winter essentials that elevate my wardrobe while keeping my bank account intact.
As a fashion editor, I'll let you in on the little secret that keeps my outfits looking triple the price: It’s all about knowing where to shop and finding pieces that feel luxurious without the price tag to match. Below, shop some of my favorite under-$100 winter pieces that everyone will be admiring from afar.
Haven't you heard? Funnel-neck coats are all the rage this season.
If you love the vintage earring look without the size, this mini version of Heaven Mayhem's knot earrings are right up your alley.
These chic embellishments have my heart.
Layer with a white T-shirt for maximum Prada vibes.
In lieu of black leather pants, this deep, rich mocha hue makes them feel a bit more elevated.
Channel the elegant Upper East Side ladies who lunch with this timeless cashmere wrap.
This jacket looks triple the price (and nearly identical to the designer version on my Pinterest board at a fraction of the cost).
Such an easy and chic basic top to layer with.
Barn jackets are our collective obsession for fall and winter.
I gasped when I saw how well-priced these ballet flats are.
So easy and chic.
Hear me out: Pillbox-style hats and caps are going to come back in a big way this winter.
Barrel-leg jeans have been having a moment all of 2024, and I suspect this trend won't be on the chopping block from January 1.
Our entire team swears by this cozy, luxe scarf.
This Fair Isle sweater just screams winter wonderland to me.
Okay, Mango. I see you!
Mango's footwear section is unbeatable this season.
J'adore.
A sweet little detail to elevate any outfit.
Don't walk—run. This chic coat is on sale for Black Friday.
Simply perfect.
Just the right amount of slouch.
Prepare to be the most well-dressed employee at your company's holiday party with this two-toned mini.
A simple knit jacket is always a good idea.
Can you tell I have a thing for scarf jackets at this point?
So function for chilly winter days.
I have a soft spot in my heart for ultra-dark-wash denim.
This editor loves a well-priced leather bootie!
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I'm Calling It—These Trendy Zara Finds Won't Be in Stock Past January 1Get your Zara on.
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I'm a Fashion Editor—6 Elegant Shoe Color Trends I'm Buying This Winter and 6 I'm SkippingTake note.
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Winter's Just Around the Corner—13 Standout Zara Finds I Predict Will Sell Out Before the End of the MonthAffordable funnel-neck jackets, argyle knits, and rich-looking flats inside.
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10 Winter 2026 Wardrobe Staples to Gift to Yourself This DecemberYou deserve it.
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My Stylish 56-Year-Old Mom Is a Picky Shopper—31 Chic Under-$100 Nordstrom Finds She Approves OfFunnel-neck coats, Fair Isle knits, and Levi's jeans inside.
