24 Affordable Winter Coats We're Adding to Our Carts

Women wearing winter outfits with chic and cheap coats.

(Image credit: @daniellejinadu; @_livmadeline; @sobalera)

last updated 4 January 2025

Confession: I'm in denial that the days are getting shorter, the nights are longer, and the temperatures are dropping. Yes, that means it's time to start dressing for winter weather. As much as I love living in New York City, there's always a point when I struggle to whip up a cute winter outfit. It's partly because I hate pulling sweaters, coats, and boots out of storage, but there's an even harsher reality. Building a winter capsule takes time, and finding an affordable winter coat takes even longer. Honestly, keeping up with ever-changing trends is already as time-consuming as a part-time job. But if you add a spending limit to your winter wardrobe? Well, it can feel nearly impossible to find a winter coat that won't cost you a fortune.

In those moments, it's only natural to wish that a fairy godmother would appear with a perfect jacket in tow. Luckily, I've got my own magic tricks. No, I can't grant wishes, but I have a job that gives me ample time to sift through retailers in search of the best winter outerwear. After extensive digging, I've found a curation of the 24 best affordable winter coats—all under $350. Not only will they prevent you from catching a chill and spending all your hard-earned coins, but each find is also a reflection of the biggest coat trends of the moment. You'll look hot and stay warm all winter long.

A woman wearing a long brown coat with an attached long scarf styled with gold earrings, a black bucket bag, a black skirt, black tights, and black kitten heel pumps.

ZARA

Wool Blend Scarf Coat

Consider this your sign that you still have enough time to buy a coat with a built-in scarf.

Donna Karan

Wool Long Coat

Now, here's a coat that's as delectable as an oat milk latte.

Quince

Double-Faced Merino Wool Scarf Coat

Toteme energy on a tight budget.

ASTR the Label

Londyn Coat

Can you sleep in this? Asking for a friend.

A woman wearing a black headband, black sunglasses, and a black funnel neck coat with gray knit pants and black riding boots.

Wilfred

The Cocoon Coat in Wool Cashmere

Aritzia always comes through with fabulous yet functional outerwear.

MANGO

Double-Breasted Wool Coat

A perfect find for the Phoebe Philo fans.

Banana Republic

Oversized Italian Twill Trench Coat

Four words: funnel-neck trench coat.

H&M

High-Collar Jacket

Of course, the perfect funnel-neck jacket can be found at H&M.

A woman wearing a long camel coat with brown trousers and an off-white handbag.

Topshop

Oversize Double Breasted Coat

This jacket is a wardrobe workhorse because it can be styled with just about anything.

COS

Belted Double-Faced Wool Coat

It doesn't get more classic than a gray wrap coat.

Source Unknown

Wallis Oversized Grandpa Coat in Navy

Everything about this coat is perfect—from the elegant navy to the oversize silhouette to the maxi-length hemline.

Avec Les Filles

Double-Breasted Maxi Coat

Simple yet chic.

A woman wearing a cropped wool jacket with black trousers and black loafers with white socks.

Reformation

Owen Jacket

How stunning is this jacket?

Massimo Dutti

Short Wool Blend Coat With Toggles

I can't promise winter won't be dark and gray, but this coat can make it feel less depressing.

Everlane

The October Coat

I can envision a royal wearing this number.

Free People

Violet Coat

Now that you've found the perfect coat, you can head off to the English countryside.

A woman wearing wearing a long green coat with a black handbag and black riding boots.

ALIGNE

Stella Wool Coat

Yes, I'd recommend getting this green coat! It's a compliment magnet.

& Other Stories

Double-Breasted Wool Coat

Pretty please give me this pink wool coat.

ASOS DESIGN

Chuck On Cozy Boucle Coat

You had me at baby blue.

Gap

Chesterfield Coat

The hue has me in bloody tears. I need this coat now.

A woman wearing black sunglasses, gold earrings, a leopard print fur coat, a black cardigan, black trousers, black leather gloves, and a black Frame bag.

Apparis

Elis Leopard Short Coat

Mob wife aesthetic, attained.

Abercrombie & Fitch

Faux Fur Coat

I'd like to snuggle up by a fire in this coat, please and thank you.

Lioness

Bada Bing Faux Fur Jacket

It's giving "I'm going skiing in Aspen" vibes.

Madewell

Teddy Long Coat

Is it a teddy bear? Is it a coat? Answer: all of the above.

Explore More:

Jasmine Fox-Suliaman is a freelance writer and editor living in New York City. What began as a pastime (blogging on Tumblr) transformed into a lifelong passion for unveiling the connection between fashion and culture on the internet and in real life. Over the last decade, she's melded her extensive edit and social background to various on-staff positions at Who What Wear, MyDomaine, and Byrdie. More recently, she’s become a freelance contributor to other publications including Vogue, Editorialist, and The Cut. Off the clock, you can find her clutching her cell phone as she's constantly scrolling through TikTok and The RealReal, in search of the next cool thing.