Confession: I'm in denial that the days are getting shorter, the nights are longer, and the temperatures are dropping. Yes, that means it's time to start dressing for winter weather. As much as I love living in New York City, there's always a point when I struggle to whip up a cute winter outfit. It's partly because I hate pulling sweaters, coats, and boots out of storage, but there's an even harsher reality. Building a winter capsule takes time, and finding an affordable winter coat takes even longer. Honestly, keeping up with ever-changing trends is already as time-consuming as a part-time job. But if you add a spending limit to your winter wardrobe? Well, it can feel nearly impossible to find a winter coat that won't cost you a fortune.
In those moments, it's only natural to wish that a fairy godmother would appear with a perfect jacket in tow. Luckily, I've got my own magic tricks. No, I can't grant wishes, but I have a job that gives me ample time to sift through retailers in search of the best winter outerwear. After extensive digging, I've found a curation of the 24 best affordable winter coats—all under $350. Not only will they prevent you from catching a chill and spending all your hard-earned coins, but each find is also a reflection of the biggest coat trends of the moment. You'll look hot and stay warm all winter long.
Consider this your sign that you still have enough time to buy a coat with a built-in scarf.
Now, here's a coat that's as delectable as an oat milk latte.
Toteme energy on a tight budget.
Can you sleep in this? Asking for a friend.
Aritzia always comes through with fabulous yet functional outerwear.
A perfect find for the Phoebe Philo fans.
Four words: funnel-neck trench coat.
Of course, the perfect funnel-neck jacket can be found at H&M.
This jacket is a wardrobe workhorse because it can be styled with just about anything.
It doesn't get more classic than a gray wrap coat.
Everything about this coat is perfect—from the elegant navy to the oversize silhouette to the maxi-length hemline.
Simple yet chic.
How stunning is this jacket?
I can't promise winter won't be dark and gray, but this coat can make it feel less depressing.
I can envision a royal wearing this number.
Now that you've found the perfect coat, you can head off to the English countryside.
Yes, I'd recommend getting this green coat! It's a compliment magnet.
Pretty please give me this pink wool coat.
You had me at baby blue.
The hue has me in bloody tears. I need this coat now.
Mob wife aesthetic, attained.
I'd like to snuggle up by a fire in this coat, please and thank you.
It's giving "I'm going skiing in Aspen" vibes.
Is it a teddy bear? Is it a coat? Answer: all of the above.
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H&M Just Dropped a $40 Version of The Row's Winter Flats I Keep Seeing on Chic New YorkersA sellout is imminent.
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My Sister Asked Me What She Should Buy From Amazon—30 Fashionable Items I SuggestedBasically, everything on my Black Friday wish list.
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It's Here: The Only Coat Trend That's Cooler Than LeopardIt's a bit harder to find, though.
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The Ashley Olsen Way to Make Simple Black Coats Look Chic, Not BoringIt's so easy, yet so impactful.
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Here's Every Winter 2025 Trend Taylor and Gigi Just Wore With Their Chic Black Coats in NYCJust two best friends with the same taste in coats.
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I'm a Senior Shopping Editor—29 Pieces I'm Eyeing Ahead of Black Friday That Will Get You Envious Stares and ComplimentsThese are guaranteed to elevate your wardrobe.
