Yes, I Made a 2023 Budget—6 Under-$200 Outfit Formulas That Fit the Bill

Responsible budget-making millennial here. I’m working on lowering my average monthly spending, so this is an accountability article. I'm hoping that you clicked in with similar goals in mind. I challenged myself to put together outfits that add up to under $200 total for the mutual benefit of our budget-management goals. 

Classic outfits don’t have to cost a paycheck, especially if you instate staple pieces that can be utilized throughout your wardrobe. Unexpected combinations of these pieces and bold accessories are a lasting way to expand your closet without actively spending a lot. Unexpectedly pair your white button down with party pants or your black trousers with a colorful cardigan. 

As a starting point, I’ve picked outfit inspiration that incorporates basic staples and standout pieces so you can supplement whatever you may be lacking to create this perfect capsule closet.

Cardigan + Black Trousers + Sneakers + Bright Bag = $180

Black Dickies trousers and Vans sneakers are the best outfit base. Top it off with a spirited cardigan or blouse and the best final touch to any outfit: a bright handbag.

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Shacket + T-Shirt + Jeans + Sneakers = $189

A black T-shirt and jeans is the basis for a killer look. These Adidas are every fashion person's favorite accessory right now, and a shacket makes for a casual outer. 

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Button-Down + Statement Pants + Shoulder Bag + Mules = $185

I have to confess my white button-down has become a workwear staple, a going-out top, a bathing suit cover-up, and more. Sparkly pants, a pretty pink purse, and a vibrant tonal shoe are the spice this crisp top needs to feel playful. 

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Jean Jacket + T-Shirt + Jeans + Ballet Flats = $154

Canadian tuxedos are one of the coolest ways to wear denim right now. Combine your denim with black leather accessories to keep it clean and classic.

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Striped Button-Down + Denim Skirt + Boots + Bold Necklace = $163

The denim midi skirt is a trendy piece that is also cost-effective and versatile. Black boots and a striped button-down make for additional classic items that can be styled in many ways. And this puffy heart necklace is just an affordable mood boost. 

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Tank Top + Jeans + Loafers + Gold Necklace = $173

An absolutely chic, easy outfit is the white tank top and jeans. Other complementary necessities include the gold chain necklace and brown loafers. Essentials only. 

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Next: I Vetted Nordstrom's New Arrivals—These 29 Under-$100 Items Are Just Right