The Secret to Looking Like "That Girl" in Beachwear—No Matter Your Budget

For as long as I can remember, my mom has told me to always buy the set. That means if a skirt comes with a matching top, buy it. If a jacket comes with matching pants, buy them. And if a swimsuit comes with a matching cover-up, you really better buy it. After years of childishly ignoring her, lost opportunities, and mismatched 'fits, I regret to inform both you and myself that, as always, she was right. Even if you don’t wear the set initially, you’ll always be happier that you have the coordinating items in the long run.

So while we can’t change our purchases of years past, we can be sure to implement her wise words in the future—starting with swimwear. As someone who has spent a lot of time researching chic beach attire, I can attest to the fact that a swimsuit always looks best with the matching cover-up. Don't worry; that doesn't necessarily mean you have to buy something new. You can always, for example, pair any black bikini with a black sarong or a colored one-piece with a closely matching button-down. Of course, if you are in the mood to shop, I've got you covered on that front, too. 

Below, you'll find 24 sets that are sure to have you looking like the coolest person on the sand at a range of styles and price points that will suit anyone's requirements. Plus, I sprinkled in a little outfit inspo along the way because we all know that never hurts. Ready to up your game? Simply keep scrolling to get started. 

Swimsuit Cover-Up Sets



This color stopped me in my tracks.

I'm obsessed with the idea of beach cargos.

You can always count on this brand for something unique.

I showed this skirt to my colleague, to which she replied "Dead."

There's no shortage of (my favorite) sparkly suits here.

Swimsuit Cover-Up Sets



The only thing that could make this brand better was its foray into cover-ups.

Swimsuit Cover-Up Sets



This suit was so good I needed to show you both colors.

You can wear this shirt with so much.

Solid & Striped never disappoints with the classics.

Swimsuit Cover-Up Sets



Of all the sarong styles, the mini has to be my favorite.

Think this is good? Wait until you see the matching top.

I find loose shorts to be the most comfortable cover-up option.

Swimsuit Cover-Up Sets



As you can probably tell, I'm loving green right now.

Something about this floral print feels really special.

Revolve knows that it's all about the micro miniskirt this season.

I'm especially partial to the cream border on this pareo.