If there’s one piece of jewelry fashion insiders cannot live without, it’s a pendant necklace. Whether worn solo or, more popularly, stacked with layers of varying chain lengths, what’s certain is that a little charm goes a long way. They look effortlessly chic with everything from basic white tees to wrap dresses and layered over crewneck sweaters. But the best part about pendant necklaces is they allow you to express your personality and style. Whether it’s a coin necklace, an antique-looking locket, a colored stone, or the ever-popular monogrammed charms, opt for a trinket that speaks to you. Make a statement in one (or four!) of the beautiful pendant necklaces below.